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Frequently asked questions
Are you having any doubt? Please see our FAQ section for more problem solving answers!
Who can apply for a Personal Loan?
Any individual who has got a source of income as salary or business income can apply for a personal loan. Please note salaried individuals working in proprietorship business and partnership firm are not eligible to apply for this loan.
What if a few EMIs are not paid in time?
It is in the interest of the borrower to repay all the EMIs as per schedule. Delay in payment of EMIs or default would badly affect the credibility of the borrower. Moreover getting a loan at a later stage would be difficult. Generally banks share the credit history of a borrower with credit bureau and in turn they share data of credit history of a borrower with other banks.
Is there any age eligibility criteria to apply for a Business Loan?
You need to be at least 27 years of age to apply for a Business Loan under the ‘Self Employed Business Category’. You cannot exceed 65 years of age at the time of Loan Maturity.
Who is eligible for a Home loan?
Any one who has got a stable source of income is eligible to apply for a home loan. The income can be salary income, business income, rental income etc.